Getting pre-approved for a mortgage is a critical step in the home buying process and it should be your very first step. Knowledge is power! Before looking at potential homes, you need to know how much you can afford to spend, how much your monthly mortgage payment will be and what types of mortgage programs are available to best suit your financial situation. A pre-approval also gives you buying power and will demonstrate to a seller that you are a serious buyer who is ready, willing and able to purchase a home. An offer to purchase from a pre-approved buyer, working with a local reputable lender will give a seller the confidence to consider accepting your offer.
Below are several trusted loan officers who have helped my clients obtain their real estate goals.